IOB corporate net banking login: registration for personal and corporate internet banking

IOB corporate Net banking, personal net banking | IOB internet banking login, registration for Personal and Corporate accounts | IOB Online.

Check all details about the Internet Banking facility provided by the Indian Overseas Bank to its customers. In this article, we will explain all important procedures such as how to register for net banking online. How to log in safely and access available services?

Indian Overseas Bank Internet banking

Indian Overseas Bank has provided many facilities to its customers through digital mode. The Internet banking facility is one of the important digital platforms of IOB bank which enables customers to access various online services through the official net banking portal.

Benefits of net banking:

• Now all customers can use the highly secure digital platform to access various online services.
• It helps to reduce the rush in the branch and also helped customers to save their precious time.
• Customers can easily transfer funds online through the IMPS, NEFT, and RTGS facilities.
• Customers can apply for different Bank schemes.
• Anyone can check their bank account statement and download it in a PDF file format.
• Customers can also apply for different banking products such as loans credit cards, etc.
• Corporate users will get some extra functionalities in their corporate banking accounts.

IOB NET Banking registration

If you want to use internet banking then you have to register yourself. After the registration, you will get your login credentials which you can use to log in and access the online banking.

There are two modes of registration:

• i-By visiting any bank branch
• ii-Online registration

Although anyone can visit the bank branch and submit the internet banking registration form. If you want to save your time then an online registration facility is also available on the IOB Bank official website. We are sharing the online registration process below.

Please note that the registration process for the Individual customer and a corporate customer is different.

1-Personel user registration online

All individual customers can follow the below-given steps to apply online for net banking.

Step 1: First of all you will have to open the official IOB net banking website https://www.iobnet.co.in/. You will see some customer awareness tips.

Step 2: Read all information and click the ‘Continue to Internet Banking home page’ link located at the bottom. You will see the Indian Overseas net banking website home page where you will get the registration link on the right side (as shown below).

Step 3: Now click the Register link below the Personal login. A new individual registration page will appear on the next screen for personal banking.

Step 4: You will have to fill out this registration form by providing all details. Please make a unique login ID and enter the password two times. After that enter your personal details, contact details, and bank account number.

Step 5: Finally enter the given captcha code and click the Submit button. Your application has been submitted successfully. Now you will have to activate your login ID.

Activate IOB Personal login ID:

You can easily activate your login ID by following the below-given steps.

1-Open the IOB net banking portal https://www.iobnet.co.in/ibanking/html/index1.html and click the Personal login link.

2-On the next screen you will see a login page and some links on the right side (as shown below).

3-Click the Activate Login ID link. A new login I activate form will appear on the next screen.

4-In this activate login id form enter your Login ID which you created while online registration, 15 digit account number, registered email id, and captcha code. After that click the Continue button.

5-You will receive an OTP on your registered mobile number. On the next screen, you will have to enter the OTP and submit this form. Your user ID is activated now and you can use Internet banking.

2-Corporate user registration online

Corporate users can also register online for internet banking. Please follow the below-given steps.

Step #1: Open the IOB net banking website and click the Register link located below the Corporate login.

Step #2: On the next page you will find an online registration form.

Step #3: Fill out this registration form completely.

Note: Please note that you will have to make a login ID and a User ID. Login ID will be the same for all users but their user ID will be different.

Step #4: After filling in the registration form enter the captcha code and click the Submit button.

Your registration process has been completed and now you will have to activate your Login ID online.

Activate IOB Corporate login ID:

Please follow the below steps to activate your Login ID.

1-Open the net banking official website and click the Corporate login.

2-On the next page you will see some links related to corporate banking on the right side.

3-You will have to click the Activate User ID link. A user ID activation form will appear on the next page (as shown below).

4-Now fill out this activation form by entering Login ID, User ID, 15-digit account number, registered email id, and captcha code. After that click the Continue button.

5-On the next page complete the OTP verification process and your user id will be activated.

3-IOB NET Banking registration form

This form can be used by individuals/sole proprietorship firms who have registered online but have not generated the printout. You may download this registration form from the below link.

• Ensure the login-id and other particulars are the same as given during online registration.
• Submit the registration form in duplicate to the branch.
• Activation of your registration will be intimated to your email-id.

IOB net banking login

If you have registered yourself and got your login ID and password then you can log in and use the important services available through the internet banking facility of Indian Overseas Bank. The login process for both Personal and corporate users is given below. Please have a look.

1-IOB Net banking personal login

Personal users can log in online with the help of the below steps.

1-Open the IOB net banking website and click the Personal login link available on the right side.

2-On the next page you will see a login page (as shown below).

3-Enter your login ID, Password and choose a starting page from the below-given options.

• Accounts
• Remittances
• Edit profile
• Tax payment
• BBPS
• IOB Cards
• Utility payments
• IPO

4-After that enter the captcha code and click the Logi button. You have successfully logged in to the portal.

2-IOB Net banking corporate login

Corporate users can use the below procedures to log in and access their corporate accounts online.

1-Open the IOB internet banking website and click the Corporate login link.

2- You will be redirected to a login page for corporate users (as shown below).

3-In this login form enter Login ID, User ID, Password, and choose starting screen.

4-After that enter the captcha code and click the Login link to enter into the system. You can now use any available online service.

How do add new users to IOB corporate banking?

There may be multiple users who can access the corporate internet banking service. Their Login ID will be the same but all users will have to make a different user id. Official administrators who made the corporate login ID can also add more users. The process to add a new user is given below. Please check.

Step 1: Open the online banking website. You will see an Add user link located below the Corporate login option.

Step 2: Click this Add user link to open a new user registration page.

Step 3: Now you will have to again the same registration process which we have already mentioned above for the corporate user registration. After the registration of a new user that user can also activate his user id by using the same steps shared earlier in this article.

How to reset the password?

Now it is also possible that you can forget your internet banking password. In this case, a password reset facility is also provided by the Indian Overseas Bank through the official portal. You may reset your Personal or corporate banking user password easily. Please check both procedures listed below.

Personal banking password reset procedure:

To reset your personal net banking password please follow the below steps.

Step 1: Open the net banking portal and click the Personal login link.

Step 2: On the next screen, you will see some links on the right side. You will have to click the Forgot password link. A password reset page will appear on the screen (as shown below).

Step 3: Now enter your Login ID, 15-digit account number, email ID, and the given security code. After that click the Continue button.

Step 4: On the next page you will receive an OTP on your registered mobile number. After completing the OTP verification part you will have to create a new password. After creating a new password you can now log in to the portal.

Corporate banking password reset procedure:

Corporate users can reset their login passwords with the help of the below-given steps.

1-Open the net banking website and click the Corporate login link.

2-On the next page click the Forgot password link which is located on the right side of the page. A password reset form will appear on a new screen.

3-Now you will have to fill in your Login ID, User ID, Account number, email ID, and security code. After entering all details click the Continue button.

4-On the next page, you will have to enter the OTP which you will receive on your registered mobile number. After the OTP verification user can create a new password.

Download the IOB Mobile banking app

Indian Overseas Bank has also developed mobile apps for internet banking purposes. All customers can download this app from the play store. There are two apps available.

• IOB Mobile
• IOB Bhim UPI

IOB Mobile app: All customers can download the IOB Mobile app and use the internet banking facility. Please check the below steps. It is advised to download the app from the official website only.

1-Open the IOB Bank official website https://www.iob.in/ on your smartphone.

2-On the homepage click the Mobile applications link available under the Digital banking menu item.

3-On the next page, you will see two apps. Now click the IOB Mobile app download link. A new Google play store listing page will appear on your mobile.

4-Now click the Install button to download this app on your smartphone. After downloading finished you can open the app and use your net banking user ID and password to log in.

5-After the first time logging in you will have to make a passcode so that you can log in again by just entering your passcode.

Mobile app features: You can use the below-mentioned services from the mobile app.

• Previous transaction details
• Bank account statement download
• Account details
• Fund transfer
• Utility bill payment
• Service request
• Cheque service
• Insurance
• Deposit
• Recharge, etc

If you forgot your app passcode then you can recover that by clicking the Forgot app passcode link available on the login screen.

If you want to use the fund transfer facility through the Mobile app then you will have to set a six-digit MPIN which you will have to type every time before initiating a fund transfer. M-PIN further helps to secure your account from unauthorized fund transfers.

IOB Transaction charges

IMPS (using mobile or internet banking):

Limit	Charges
Up to Rs. 10,000/-	2.5 Rs.
Above Rs. 10,000 to up to Rs. 1.00 lac	5 Rs.
Above Rs. 1.00 lac and up to Rs. 2.00 lacs	15 Rs.

UPI (using mobile or internet banking):

Limit	Charges
Up to Rs. 10,000/-	1.0 Rs.
Above Rs. 10,000 to up to Rs. 1.00 lac	1.5 Rs.
Above Rs. 1.00 lac and up to Rs. 2.00 lacs

NEFT (Through internet banking/ alternate delivery channels):

Limit	SB (saving) Account	Other than SB Account
Up to Rs. 10,000/-	Free	1.0 Rs
Above Rs. 10,000 to up to Rs. 1.00 lac	Free	3.0 Rs
Above Rs. 1.00 lac and up to Rs. 2.00 lacs	Free	11.0 Rs
Above Rs. 2.0 lacs	Free	19.0 Rs

RTGS (Through internet banking/ alternate delivery channels):

Limit	Other than SB Account
Above Rs. 2.00 lac and up to Rs. 5.00 lacs	24.0 Rs
Above Rs. 5.0 lacs	49.0 Rs

Transaction charges for RTGS and NEFT are different if you are doing that through the bank branch. You will have to pay a little bit more charges at home branches.

Important link

IOB official website	https://www.iob.in/
IOB Net banking website	https://www.iobnet.co.in/ibanking/html/index.html
IOB Personal net banking login	https://www.iobnet.co.in/ibanking/login.do
IOB Corporate net banking login	https://www.iobnet.co.in/ibanking/corplogin.do
Remove IP restriction for corporate user	https://www.iobnet.co.in/ibanking/iprestrictremove.do?mode=IPC
Remove IP restriction for Individual user	https://www.iobnet.co.in/ibanking/iprestrictremove.do?mode=IPI