Mercury Credit Card Login, Mastercard Payment, Customer Service 2023

Mercury Credit Card Login: How to pay bills, and apply for a new card? Check the latest updates and all important information related to the Mercury Mastercard in this article.

Everyone can find the details about login, bill payment, account management, and other related information.

Mercury Mastercard login

Mercury Financial is a financial technology company that offers consumer credit card and loan products to eligible customers. Mercury offers an unsecured credit card in partnership with the First Bank & Trust through a license from Mastercard.

Some of the important benefits and features of the Mercury credit card are mentioned below.


  • Enjoy zero fraud liability service.
  • All features of the Mastercard will be available to everyone.
  • Customers can access free FICO credit scores.
  • You can use this credit card everywhere where Mastercard is accepted.

Fee and charges:

  • APR for purchases varies from 26.99% to 28.99%.
  • APR for Balance Transfer will be 26.99% to 28.99% (variable) and you will also have to pay a Balance transfer fee of $5 or 4% of the amount of each Balance Transfer, whichever is greater.
  • APR for Cash advances will be 26.99% to 28.99% and the fee will be Either $10 or 5% of the amount of each Cash Advance, whichever is greater.
  • The minimum interest charge will be $0.50.
  • The annual fee will be $0 or $79. You can get this card without any annual fee if your credit score is good.
  • There will be a Foreign transaction fee which is 0% or 3% of each Purchase in U.S. dollars.
  • Late payment and returned payment penalty will be up to $40.


  • The reward program is not available for everyone as of now. Some customers get rewards points through cashback but it’s not available for everyone and depends on the card offers you get through the reservation code which is determined according to the customer’s creditworthiness.
  • If your credit score is good then you may be enrolled in the reward program offered by Mercury Financial.
  • There is no introductory or special offer available.

How to log in, manage Mercury credit card online

If you are a Mercury Mastercard customer then you can manage your online account through the official website. There is a very simple interface on the official website and all important information is easily accessible.

Mercury Credit Card Login

To manage your mercury card account you will have to log in to the official website. Please check the below steps.

Step 1: Open the official website. You will see a login form on the homepage.

mercury credit card login page

Step 2: Enter your username and password in the login form and click the Sign In button.

If your username and password are correct then you will see your account dashboard where you can access all important account-related information.

Mercury Credit Card Sign Up Process

If you recently got a new Mercury credit card but have not registered on the official website then you can create a new online account and access all exclusive services available for registered members.

Please check the below registration steps.

Step 1: Open the official website and click the Register for online access link located below the login form.

Step 2: You will see a registration form on the next screen (as shown below).

mercury card registration form

Step 3: Enter your account number, the last four digits of your SSN, and the month and year of your birth. After that click the Proceed button.

Step 4: After that, you can create a new username and password for your online account.

Once you finish your registration process you can log in online with the help of your newly created username and password.

How to reset a lost password?

All Mercury Mastercard customers can easily reset their lost passwords through the official website. Please follow The below steps to reset your password.

Step 1: Open the official website.

Step 2: Click the forgot password link located below the login form. Any new password recovery form will appear on the next screen.

Step 3: Enter your username or Email address and the last four digits of your social security number in the password reset form. After that click the Reset Password button.

Step 4: You will get an email including the instructions and a link to reset your password. Open your inbox and click the password reset link.

Step 5: You will be redirected to a new window where you can create a new password for your account.

How to recover Mercury Credit Card Login?

Customers can also recover their usernames in case they are not able to recall that. Please check the below steps.

1-Open the official portal and click the Forgot your username? link located below the login form.

2-On the next page, enter your card number, the last four digits of your SSN, and the month and year of your birth. After that, click the Proceed button.

3-You can now recover your username with the help of the instructions available on the next page.

How to apply for a new Mercury credit card?

Currently Mercury financial is issuing new credit cards through invitation only. Mercury gets customers’ data from different credit bureaus and shares invitations if the customers are pre-approved for the credit card.

Customers can only apply if they received an offer/reservation code through the mail. If you got a mail then you can apply through the below steps.

Step 1: Open the official website and click the Respond To Mail Offer link located on the homepage.

Step 2: On the next page, you will see an online application form.

mercury card mail offer application form

Step 3: In this application form, enter your reservation number which you got through the mail offer, enter your last four digits of SSN, and click the Apply Today button.

Step 4: You will proceed with the further online application step. Fill out the online application form and submit your credit card application.

Your credit card application will be reviewed again and you will get a new credit card after the necessary approvals.

How to activate a new Mercury Mastercard?

If you are a new cardholder and want to make any transaction then you will have to activate your credit card first. Although you can activate your credit card while registering online.

If you haven’t activated your credit card then you may take the help of the below steps.

Step 1: Open the official website and click the Activate my card link. A new card activation form will appear on the next page (as shown below).

mercury credit card activation form

Step 2: Just enter your card account information in this activation form and click the Proceed button.

Step 3: Complete the further process with the help of the on-screen instructions.

How to pay Mercury’s credit card bill?

All existing customers can pay their credit card bills in two ways.

  • Payment by Mail
  • Online payment without login
  • Online payment after login to your account
  • Payment by Phone
  • Payment through the mobile app

Payment by Mail:

Send a check or money order to the below-mentioned address.

Card Services, PO Box 70168, Philadelphia, PA 19176-0168

Please include your name and the last 4 digits of your account number to ensure proper crediting to your account.

Payment by Phone:

You may call the Customer Service number 866-686-2158 anytime and share your card account details to make a payment.

International Collect number: Call +1-706-494-5025

Online payment without Mercury Credit Card Login:

There is an online credit card bill payment facility is available through the official website. Please check the below steps for the online payment.

Step 1: Open the official website and click the Make a payment link available on the homepage.

Step 2: You will see an online bill payment form (as shown below).

mercury mastercard bill payment screen

Enter your Birth month and year, card account number, or SSN, and click the Continue button.

Step 3: Based on the entered information you will get the information about the current credit card due. Now you can make an online payment for your credit card with the help of the available payment modes.

Mercury Credit Card payment login: Open the official website and log in by using your username and password. After login goes to the Make a payment option and complete your payment through debit card or checking or saving account. If you pay through your debit card after login in, your payment will be instantly credited to your account.

Payment through mobile app: You can also complete the payment of your credit card through the mobile app. You can use your debit card, saving, or checking account in the mobile app.

Mercury Credit Card Login – Customer Service

Dedicated customer service is available and all customers can take help in case of any issue or inquiry.

Website/Mobile App Support833-766-4844
New application assistance/ status check833-766-4844

Contact by Mail:

You can also write to Mercury financial card services at the below-mentioned address.

Card Services, PO Box 84064, Columbus GA 31908

Please include your name and the last 4 digits of your account number in your correspondence.

Mercury® Card Mobile App login

Mercury Financial has also developed mobile apps to manage credit cards. All customers can download the mobile app on their smartphones.

Mercury card app download links:

PlatformVersionDownload linkSize
Android1.315Click here37 MB
iOS1.312Click here52.1 MB

Mobile app features:

Customers can access the below-mentioned services through the mobile app.

  • Check current balance, available credit, minimum due amount, and date on the home screen.
  • Check transaction details such as pending transactions, posting transactions, account statements, recent payments, etc.
  • Customers will get the full transaction information such as merchant name, transaction amount, date, type, etc.
  • Pay card bills through the mobile app.
  • Access and manage your profile, bank account, FICO score, rewards information, etc.
  • Set up autopay from the mobile app.
  • Enroll in the paperless statement and reduce paper waste.
Official websiteClick here
Online payment pageClick here
Card activation pageClick here
New account registration pageClick here
Username recovery pageClick here
Password reset pageClick here
Online application through reservation codeClick here

Mercury Credit Card Login Highlights:

Name of credit cardMercury Mastercard
Card issuerFirst Bank & Trust
Card service providerMercury Financial
Credit score requiredFair
Who can applyCustomers who got a mail invitation

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