Ashley Furniture Credit Card Login, Reviews

All information related to the Ashley Furniture Credit Card is available on this page. How to apply for a new Ashley Advantage™ Credit Card? How to log in to your online account and pay your credit card bill?

What are the benefits and features of this credit card? Check all the above information and other important Ashley Credit Card details in this article.

Ashley Advantage™ Credit Card

Ashley Furniture offers an online financing solution through the Ashley Advantage Credit Card. All customers can use this financing solution for any purchase made at the Ashley store or on the online website.

Ashley Furniture has partnered with Synchrony Bank and Ashley’s Credit card is issued by Synchrony Bank on behalf of Ashley Furniture.

Salient Features:

  • Enjoy special financing options available for all customers
  • This card comes with zero annual fee
  • Earn rewards exclusively available for the cardholders.
  • Enjoy special deals and perks available for credit card members.
  • Manage your credit card account directly through the Ashley Homestore app.

List of all Synchrony Bank credit card partners 2022

Ashley Advantage™ Online Financing

The zero interest online financing options are available from 6 months duration to 72 months duration and customers can choose any one of the financing solutions available subject to the eligibility criteria.

  • 72 months payment options are only available at stores.
  • Finance options are available by Synchrony Bank and Great American Purchases.
  • There are no minimum purchase criteria for the 6 and 12 months financing options through Synchrony bank which is the most popular financing option for all customers.
  • If you want to avail the 12, 18, and 60 months financing options then you will have to make a purchase at Ashley Furniture’s online website.
  • Other online discounts and perks can not be combined with the 60 and 72 months duration financing option.

The eligibility criteria and other details for the financing options are mentioned in the below table.

6 months12 months18 months60 months72 months
Minimum PurchaseNo minimum purchase is required for Synchrony, $150 minimum purchase is required for Great American purchases.No minimum purchase is required for Synchrony, a $999 minimum purchase is required for Great American purchases.$999 Minimum purchase required$1,499 Minimum purchase requiredMinimum purchase required
Offered bySynchrony and Great American FinanceSynchrony and Great American FinanceSynchronySynchronySynchrony
AvailabilityOnline & in-storeOnline onlyOnline onlyOnline onlyIn-store only
Other discount offersAvailableAvailableAvailableCannot be combinedCannot be combined

How to apply?

Customers can choose the online application process to apply for a new Ashely Credit Card. The online application process is very easy and convenient as compared to the offline process.

Step 1: Open the official website and click the Apply for Financing link located at the bottom of the website under the Customer Care section.

financing option link on ashley furniture website

Step 2: On the next page, You will see complete details related to the Ashley Advantage Credit Card and the financing options available through this card (as shown below).

ashley furniture credit card page

Step 3: Check if you are pre-qualify – Now before proceeding with the online application you can check if you are pre-qualified for this credit card.

If you are pre-qualified then the chances of getting this card will be higher. A Prequalify check will not impact your credit score and you will get the result within seconds.

Click the prequalify now button to start your prequalification check. On the next page enter the last four digits of your SSN and mobile number. And click the Continue button.

After that complete the rest of the process. If you are pre-qualified then you can proceed with the online application process.

Step 4: Apply online – The online application can be started by clicking the apply now link. A new window will open in a pop-up (as shown below).

Enter the last four digits of your Social Security Number, and your mobile number, and click the Continue button or click the I don’t have a mobile phone number link if you don’t have any mobile phone.

ashley credit card online application form

Step 5: Now you can fill out the Ashley Credit Card online application form by providing all the required information. Select the Add a joint applicant check box if you want to apply jointly with someone.

New applicant information will have to be submitted in this case.

apply ashley credit card online form

After filling out the application form, click the Continue button and finish the registration process.

Also check,

Manage Ashley Synchrony account

You can manage your Credit Card through the online account offered by Synchrony Bank. If you don’t have an online account, you can create one through the official website.

There are many benefits of an online account mentioned below.

  • Manage your credit card account anywhere anytime
  • Check your card summary, balance, due date, etc.
  • Pay your credit card bill online anytime.
  • Apply for the autopay facility through your online account.
  • Manage and check other information through your account such as credit card alerts, statement download, personal profile, and contact details, etc.
  • Check your transaction details and payment history.

Ashley Furniture Credit Card Login process:

To manage your account you will have to log in first. The login process is described below. Please have a look.

Step 1: Open the Ashley Furniture Financing page

Step 2: Move down this page, You will see a Synchrony account login link (as shown below). Click this LOG INTO ACCOUNT link.

ashley credit card login and app download  link

Step 3: You will see an Ashley Credit Card page on the Synchrony website (as shown below).

ashley synchrony credit card page

Click the LOG IN link located at the top right side.

Step 4: You will see a login form on the next screen (as shown below).

ashley synchrony credit card login form

Enter your username, and password and select the Remember User Name check box. After that, click the login button.

Register and create an online account:

All new credit card users must create an online account to access all useful services available only through the online account.

If you have received a new Ashley Credit Card then you can register online with the help of the below steps.

1- Open the Ashley Synchrony login page as we did in the last step.

2- On the login form, click the Register link. An online account registration form will appear on the next page (as shown below).

ashley credit card account registration form

You will have to fill out this registration form through the four steps mentioned below.

  • Account Lookup
  • Verification
  • Profile setup
  • Confirmation.

3- Enter your account number, the last four digits of your SSN, and Date of Birth, and click the Continue button.

4- After the verification of your information you will have to create your profile by creating a new username and password. After that finish the rest of the registration process.

Also check,

Bill Payment:

There are multiple ways to pay your credit card bill.

Online Payment: Online payment is the easiest method and can be completed easily with the help of a few steps mentioned below. Same-day payment can be completed until 11:59 p.m. ET.

  • Log in to your online account.
  • Click the Make Payment button available on your account dashboard.
  • Select the payment amount, date, and payment source
  • Click Submit Payment for Review
  • Review your payment and click Submit
  • Look for a confirmation email from Synchrony Bank.

If the payment is successful, you will receive a confirmation email from [email protected]

Payments by Mail: You may send a check or money order to the below-mentioned address.

Private Label Credit CardsMail to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061
Visa/Mastercard credit cardsMail to: Synchrony Bank P.O. Box 960013 Orlando, FL 32896-0013

AutoPay enrollment: Users can also enroll in the AutoPay facility and the required payment amount will be automatically deducted from the bank account. You can set up the autopay through the below steps.

  1. Log in to your online account.
  2. Click the Autopay-Off link located below the Make Payment button and again click the Enroll in Autopay button.
  3. You will have to enter the payment amount such as full payment, minimum payment, etc, and payment source such as the checking or saving bank account.
  4. Confirm the AutoPay set up by Agree to the Terms and Submitting the form.

You will get a confirmation message on the screen as well as a confirmation email. Please make sure that your bank account has sufficient funds to pay your credit card bill.

Mobile app:

Download the Ashley HomeStore mobile app and manage your account while purchasing online. The mobile app offers a secured and convenient user interface and all customers can easily access their Ashley credit card account through the app. Mobile apps for both Android and iOS platforms are available.

Download the app through the below steps.

1- Open the Ashley Furniture card page. You will see both mobile app links.

2- Click on the app link according to the device you are using. A new Google Play or App store window will appear on the screen.

3- Install the app on your smartphone. Open the app and log in by using your username and password.

Direct app download links are also available below.

Customer Service

In case of an emergency, you may call the customer service number 1-866-396-8254 or 877-295-2080. Customer service numbers are also available on your card statement or it may also be available on the backside of the credit card.

Chat facility and sending a secure message service are also available.

Important links:

Official websiteClick here
Ashley Card information pageClick here
Login pageClick here
Android app download pageClick here
iOS app download pageClick here
New account registration pageClick here
User name recovery pageClick here
Password reset pageClick here


How to reset the login password?

In case a user forgets his account password, it can be easily recovered through the facility available online.

1- Open the Ashley card login page
2- Click the Forgot Password link located below the login form.
3- On the next screen, enter your user name, last four digits of SSN, and date of birth.
4- Click the Continue button. You will receive an email on the registered email id.
5- Open your email account and click the link to reset your password.
6- Create a new strong password and log in again.

How to recover the lost user name?

In case a user forgets the user name then the username can be recovered with the below steps.

1-Open the login page
2- Click the Forgot User Name link located just below the login form.
3- On the next screen, enter your account number, last four digits of SSN, and date of birth.
4- Click the Continue button.
5- Follow the further instructions to recover your user name.

How can I manage my alerts?

You will receive important communications related to your credit card through email and text messages. You can manage your alerts service after logging in to your account.

You can set your alert preference and the types of alerts you want to receive. You can also update your email id and mobile number to receive the alerts.

Ashley Furniture Credit Card Reviews

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