Comenity Easy Pay – Make an online payment without login

What is Comenity Easy Pay and what are its benefits? How is it a good payment method? How to use Comenity Easy Pay to make your credit card payment? What are Easy Pay alternatives? Check all updated information in this article.

What is Comenity’s EasyPay?

Comenity’s EasyPay is an online payment service that Comenity credit card customers can use to pay their monthly credit card bills. There is no need to log in to any account and remember your username and password. It’s a direct payment method that uses your account information to identify your account and allow you to make an online payment.

Comenity EasyPay provides an easy, convenient, and faster payment service that customers can use anytime by visiting the official website on a web browser. It’s a cross-platform web service that supports devices of different sizes and removes the restrictions of login into the account center and making a bill payment.

The main benefit of the Comenity Bank EasyPay service is that it does not share any account-related information during the payment process. Only the bill payment-related information is shared with the person who is making the online payment. Comenity Easy Pay is a good option for customers who want to manage their credit account payments easily and avoid late fees.

How to make a credit card payment by Comenity EasyPay?

It’s a very simple process. All you need is your Comenity Credit Card brand-specific web page URL. Please check the below steps.

Step 1 – Search for your Comenity bank credit card page:

  • Visit the official Bread Financial website https://www.breadfinancial.com/.
  • Navigate to Credit Cards -> Find Your Card from the top menu.
  • On the credit card search page, enter your credit card brand name.
  • You will see some matching search terms. Click the link for your credit card.
  • You will see the login and apply link below the search form.
  • Click the “Learn More or Sign In” link to open the Comenity Bank web page of your credit card.

Step 2 – Open the EasyPay online payment page:

  • Once you visit the credit card homepage on the Comenity website, you will find an EasyPay link in the top menu.
  • Click the EasyPay link to open the online payment form.
  • You will see an online form similar to the below image.
Comenity EasyPay web page

Step 3 – Make an online payment:

Now you will have to make an online payment after identifying your account. For this, you will have to complete the identity verification process by entering the credit card account number, zip code, and last four digits of your SSN. Click the Find My Account button.

Once you are sure that you are paying your credit card bill, make an online payment by using the available online payment methods.

Direct link to make EasyPay payment:

Please visit the direct link https://d.comenity.net/easypay/ to make an online payment.

Alternate ways to make an online payment through Comenity EasyPay:

Type the https://d.comenity.net/easypay/brandname/welcome URL in the web browser to open the Comenity EasyPay online payment page. Please replace “brandname” with your credit card brand without spaces. For example, if you are using Big Lots credit card then you can visit the “https://d.comenity.net/easypay/biglots/welcome” web page to make an online payment.

EasyPay alternatives

There are alternatives also available to make your credit card payments. Comenity bank offers different payment options to all of its customers and customers can choose any option at their convenience. Please check below alternative payment options.

Payment through the Comenity account center:
Customers can visit their account center website and login into their account. After login in, they can make an online payment from their checking account.

Phone payment:
A phone payment option is also available to all customers. Just call the customer service number written on the back of your credit card and make a payment through the instructions of the automated dialer machine.

An expedited payment option is also available through the phone payment method where customers can speak with a live agent and make a payment. Expedited payment service through phone is a paid service and you will have to pay the service charge every time you make a transaction.

Mail payment:
Customers can also send their checks or money orders to the payment address. The payment address is available on the monthly billing statement.

Payment in a store:
If you are using a store credit card issued by Comenity Bank then there are chances that the store is accepting the credit card payment through their stores. You will have to verify it by directly visiting the store.

Frequently asked questions

Is Comenity’s EasyPay secure?

Yes! Comenity’s EasyPay is 100% secure. It uses the Comenity bank domain name and also using HTTPS. You can check out the comenity domain in your web URL and verify it. You only share a few pieces of information that help Comenity bank to verify your account based on the information it already has. Only bill payment-related information will be accessed during this payment process.

Will my checking account information be saved?

Comenity bank can retrieve the bank account information if you have already made an online payment by logging into your account. Otherwise, you will have to manually add the information about your checking account during the payment process through EasyPay. Your checking account will not be saved through the EasyPay process.

Can I check my credit limit, balance, transaction details, or other information during EasyPay payment?

Comenity EasyPay is responsible for making a quick payment on your credit card account. It does not provide any other service or functionality. You can not check your credit card account-related information through Easy Pay.

Can I edit or delete a payment made using Comenity’s EasyPay?

You can edit or cancel a payment only if you have scheduled it for later. You can not edit or delete an instant payment. To edit or delete a scheduled payment through EasyPay, you will have to log in to your account center and make the necessary changes.

If funds have already been transferred from your bank account, then you can not edit or cancel your scheduled electronic ACH payment.

Editing or canceling depends on when and how you make your request.

Using Account Center:
Most payments can be edited up until 5:00 p.m. Eastern Time (ET) and deleted up until 11:59 p.m. ET on the day of your scheduled payment date. If you need additional assistance, please call Customer Care at 1-855-823-1001 (TDD/TTY: 1-800-695-1788)

Can anyone access my account using Comenity’s EasyPay?

To access Comenity EasyPay, you will have to share your account-related information that Comenity bank shares with you confidentially and this information is specific to your account. Your account information will not be available e publically until you share it with anyone.

Does Comenity’s EasyPay replace Account Center?

No, Comenity’s EasyPay only offers the ability to pay a bill. Account center offers a lot of services such as enrolling in automatic payment, adding or deleting your checking account, viewing or downloading your monthly statement, managing your alerts, etc. To access all of the online account services, you can register for Account Center.

Why won’t my account information let me into Comenity’s EasyPay?

Please verify you are the primary cardholder, you’re signing into the right brand card website and you’re typing your information correctly. If you still aren’t able to sign in, you can also try signing in to Account Center to pay your bill. If you aren’t registered for Account Center yet, you’ll need to register first.

Is Comenity easy pay legitimate?

Yes, Comenity is a legitimate financial institution and offers an inbuilt payment service “EasyPay”. EasyPay is a legitimate service and customers can use it to pay their credit card bills without worrying about any security or privacy issues.

How to download Comenity’s EasyPay App?

Comenity EasyPay App is not available to download. Comenity Bank never built any EasyPay app. The Comenity bank offers its EasyPay payment service through an online web-based interface that works smoothly on different platforms and devices such as laptops, desktops, smartphones, etc. Customers can easily use it from any type of device so there is no need for any app.

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