Ikea Credit Card Login, Payment: Apply online Comenity Visa and Projekt Card

Check all the latest details about the Ikea VISA and Projekt Credit Card in this article. How to apply for a Credit Card online? What are the differences between an Ikea ViISA and Projekt Credit Card?

What are some of the important benefits of each Credit Card? How to manage the online account and pay Ikea Card bill online? Check all the latest updates and other relevant information in this article.

Ikea Group

Ikea is a home furnishing retail chain that operates worldwide and sells home furnishing products through its online website and retail stores. Starting in 1939 Ikea now operates in 50+ countries and sells its products under different brands.

Inter IKEA Systems B.V. is the key company that manages the IKEA franchise business worldwide and manages other Ikea retail businesses in different geographies under its franchise business.

Ikea Credit Cards

Ikea operates worldwide and there may be different Credit Card offerings by different banks. In the United States Ikea has a Partnership with Comenity Bank and offers two credit cards to its customers.

  • IKEA Visa credit card
  • IKEA Projekt credit card

Ikea Visa Credit Card: This Credit Card is available for all customers for day-to-day purchases and offers great rewards opportunities if customers make a purchase through an online website https://www.ikea.com/us/en/ or retail store.

Salient features:

  • Enjoy Ikea rewards opportunities on every purchase.
  • No annual fee and zero fraud liability
  • Ikea Visa Credit Card can be used anywhere and offers 5% rewards if used at the Ikea website or stores, 2% rewards on dining, grocery, and utility purchases, and 1% rewards everywhere else.
  • If you spent $500 or more outside Ikea within the first 90 days you will get $25 bonus rewards points.
  • Get $25 off on your first Ikea purchases at the store or online website.
  • Automatic enrollment in the IKEA Family loyalty program.

Ikea Projekt Credit Card: This card is helpful for large purchase amounts where you will get the benefits to pay the payment in installments without any interest charges.

Customers can pay the total payment in 6, 12, or 24 months as per the below criteria.

Purchase amount0% interest Duration
$500 or more6 months
$1500 or more12 months
$5000 or more24 months

Except for the above split and pay facility, customers will also get the other benefits such as no annual fee and zero liability on the card in case of any fraud.

Note: Projekt Credit Card can be used at IKEA stores in the United States and IKEA.com/us/en website only.

Fee and charges

Please check the below-mentioned fees and charges for different Ikea credit cards.

RatesIKEA Visa credit cardIKEA Projekt credit card
Annual fee$0$0
APR for purchases21.99%21.99%
APR for a balance transfer26.99%N/A
APR for cash advances23.99%N/A
Minimum interest charge$2$2
Cash advance fee$10 or 5% of the amount of cash advance, whichever is greaterN/A
Balance transfer fee$10 or 5% of the amount of transfer, whichever is greaterN/A
Foreign transaction feeNoneN/A
Late payment penalty$29 if there is no penalty in the last six billing cycles otherwise $40$29 if there is no penalty in the last six billing cycles otherwise $40
Returned payment penalty$29 if there is no penalty in the last six billing cycles otherwise $40$29 if there is no penalty in the last six billing cycles otherwise $40

Ikea Credit Card login

All existing members can manage their online accounts after login into the official website and accessing the different services available there.

Customers can pay their Credit Card bills, check account summaries, apply for an automatic payment facility, and set their card alerts online.

To access all of the above services customers can log in online with the help of the below steps.

Ikea Credit Card login process:

Total Time: 5 minutes

  1. Open the official website

    ikea usa website homepage

    First of all, you will have to visit the official Ikea US website www.ikea.com/us/en/.

  2. Open the Ikea Comenity Credit Card Management page

    On the official website, move down the homepage and click the IKEA Credit Card Management link located at the footer.

  3. Select your Credit Card

    On the next page, you will see the link to both cards. Now click the Credit Card link which you want to manage online.

  4. Ikea Visa Credit Card login

    If you click the Visa Credit Card link then you will see the account management page for this card. Now click the Sign In link below the menu. A login screen will appear on the same page.

    Enter your username and password and click the Sign in button to log in to your account.

  5. Ikea Projekt Credit Card login

    If you click the Projekt Credit Card link then an account management page will appear on the next screen.
    You may log in by clicking the Sign In button and entering your username and password in the login form.

Also check,

How to apply for a new Credit Card?

The application process for a new Credit Card is very easy and can be completed through the official website. We are sharing the steps for the online application process. Please have a look.

Step 1: First of all you will have to open the online application page. You can reach there in two ways.

i-Through the Comenity Bank bank page:

  • Open the Credit Card selection page and click the Credit Card you want to apply for.
  • On the next page, click the Apply link to start the online application process.

ii-Through the Ikea official website:

Step 2: After opening the application form you may follow the below process.

i-Ikea Visa Credit Card application form:

You will see an online application form as shown below.

ikea visa credit card application form

You will have to complete all three steps of this online application form. After filling in all the required details submit this application form.

ii-Ikea Projekt Credit Card application form:

You will see an online application form as shown below.

ikea projekt credit card application form

Fill out the application form according to the instructions available and submit it. Please fill in all details carefully and finish all three steps in order for the successful submission of the Credit Card application.

Step 3: After the submission of the Credit Card application form, if approved you will receive your credit card within 15 business days.

Also check,

How to activate a new credit card?

If you just received a new Ikea credit card then you must activate it first. After the activation only you can make any transaction. The activation process is given below.

Step 1: Open the Ikea credit card selection page.

Step 2: Click on your credit card link. You will be redirected to your comenity credit account management page.

Step 3: Click the Activate card link available in the top menu. You will see a card activation form on the next screen (as shown below).

ikea card activation form

Step 4: Enter your credit card account number, expiry date, last four digits of your SSN or SIN, and ZIP code. After that click the Continue button. Your card will be activated immediately and you can now use it for any type of transaction.

Activation by phone: You can also activate your new credit card by calling the customer service number. Just call at 1-866-395-9774 and activate your card by sharing your card account details.

How to register and create a new credit card account?

If you are a new customer then you must register on the official website to take advantage of the exclusive benefits of registered members.

Registered members will get many important benefits as mentioned below.

  • Customers can pay their card bills online and set up an automatic payment facility.
  • Access account information such as available credit limit, transaction details, history, etc.
  • Manage card-related alerts online.
  • Enroll in the paperless statement facility to get the monthly statement pdf through email.
  • Manage your profile information and edit your contact and other details.

Registration process:

Step 1: First of all you will have to visit the account management page for your credit card. Open the Ikea card selection page and click the credit card link for which your want to register.

Step 2: On the next page, click the Register Now link located in the top menu. A registration form will appear on the screen (as shown below).

ikea credit card registration form

Step 3: In this registration form, enter your card account number, ZIP code, and the last four digits of your SSN or SIN number. After that, click the Find my account link.

Step 4: The system will verify your account with the help of the information you have provided. After that, you will be redirected to further steps where you will have to create a new username and password for your account.

Your new account login credentials will be used every time you want to log in.

Ikea Credit Card Payment

Now enjoy the easy and convenient facilities to pay your Credit Card bill online. All credit card members can use the Comenity EasyPay facility also to pay their credit card bills.

1-Pay through an online account: Just login into your online account and complete the bill payment by navigating to the Payments tab. You will have to register your saving or checking account for the bill payment.

Payment login links are mentioned below.

Ikea visa credit card payment loginClick here
Ikea Projekt credit card payment loginClick here

Visit the payment login page by clicking the above link, and log in by using your username and password. After that, fill in all required information such as the amount you want to pay and the time and date for your payment.

2-Pay through Comenity’s EasyPay: Customers can also use the EasyPay facility by Comenity bank which is very helpful and you don’t have to login anywhere to pay your bill. Just provide your account information and pay your card bill easily. The EasyPay link is available below.

Visa Card EasyPay bill payment linkClick here
Projekt Card EasyPay bill payment link Click here

3-Phone payment: You may also pay your Ikea card bill by calling the Customer Service number. Please note that this service required a $15 fee for every payment you will make by phone.

Customer Service

A dedicated customer support service is available for both Credit Cards. If you are facing any kind of issues or looking for the solution to any query then you may contact the below-mentioned customer support Phone Numbers.

IKEA Visa Credit Card1-866-387-6145
IKEA Visa Signature Credit Card1-866-518-3990 (TDD/TTY: 1-888-819-1918)
IKEA Projekt Credit Card1-866-337-5539 (TDD/TTY: 1-888-819-1918)
Lost or stolen card1-800-326-8176 (TDD/TTY: 1-800-695-1788)

Customer Service Mail address:

You may also write to Comenity bank customer service at the below-mentioned address.

Comenity Capital Bank
PO Box 183003
Columbus OH 43218-3003

Important links:

Official websiteClick here
Ikea Financing options pageClick here
Ikea VISA Comenity account management pageClick here
Ikea Projekt Comenity account management pageClick here
Ikea Comenity Credit Card account selection pageClick here
Ikea Visa Card activation pageClick here
Ikea Projekt Card activation pageClick here
Ikea Projekt Card registration pageClick here
Ikea Visa Card registration pageClick here
Ikea Visa Card direct login pageClick here
Ikea Projekt Card direct login page Click here


Name of credit cardIKEA® Visa® credit card
IKEA® Projekt credit card
Issued byComenity capital bank
Credit card network providerVISA
Credit score requiredFair (650+)
Beneficiary All Ikea family customers
Official websitewww.ikea.com/us/en/


How to recover the username and password?

If you don’t remember your username and password then you can recover both online through the facility available on the official website. Please check the below steps.

i-Open the Ikea credit account selection page and click the credit card link you are using.
ii-On the next page, click the Sign In link to make the login form visible.
iii- Once you see the login form, click the Forgot Username / Password? option.
iv-On the next page, enter your credit card account information and click the Find my account link. The system will search your online account through the account information you have provided.
v-After the verification system will show you the options to recover your username and password.
vi-Now you can recover your username and password with the help of the instructions available on the screen.

Can I use a mobile wallet service for the payment?

Customers can add their Ikea credit card to mobile wallet payment services. You can easily connect your credit card to Apple Pay, Google Pay, Samsung Pay, etc.

How to set up automatic payment?

Customers can set up automatic payments through the payment options available through the online account. You can set up the payment amount and the bank account you want o use for the autopay.

Customers can also cancel the automatic payment through the payment section.

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