Target RedCard Credit Card Apply, Pre Approval

How to apply online for Target RedCard Credit Card, Debit card, and Reloadable card? How does pre-approval work at prequal.target.com? What are the requirements to submit an online application? Check the latest updates guides in this article.

Quick Login

https://prequal.target.com/?cpng=redcard9251

Visit the above URL to check if you are pre-qualify for a Target RedCard. Fill out the online application form and get your pre-qualify status within minutes. It will help you to decide whether you should submit a credit card application or not.

If you directly submit the Target credit card application then it will impact your credit score and there are also possibilities that you will not qualify for the Redcard. So it is a good idea to check your pre-approval status first before submitting the online application.

Target Redcard

Currently, Target issues three types of RedCard to its customers.

  1. Redcard Credit Card
  2. Redcard Debit Card
  3. Redcard Reloadable Account

All customers can visit the official website and apply for any card.

Eligibility criteria:

All Target customers can apply for a Debit or Credit card, or Reloadable visa card.

Also read, Target RedCard Credit Card Payment Guide

How to apply for Target RedCard Credit Card?

There are two types of credit cards issued by Target.

  1. Redcard credit card
  2. Redcard Mastercard

You can apply for a credit card in two ways.

  1. By submitting an online application
  2. Apply through Mail

A facility to check if you are pre-approved for a Target credit card is also available. Customers must check their pre-approval status before submitting an online application.

Let’s discuss each process in detail.

Also read, Login and Manage Target RedCard Credit Card? rcam.target.com

i- How to check the Pre-Approval status?

Please follow the below steps.

Step 1: Visit the Target website and click the Redcard link at the top bar. A Redcard web page will appear on the screen (as shown below).

Redcard-web-page-on-the-Target-website

Step 2: Click the See if you prequalify for a RedCard credit card link. An online form will appear on the screen to check the pre-qualification status.

Target-credit-card-online-pre-qualify-form

Step 3: Fill out this form by entering your personal information, social security number, etc, and click the Submit button.

Your application will be reviewed and you will get the status of whether you are pre-qualified for a Target credit card or not. If you are pre-qualified, your chances of approval in the complete credit card application will be very high.

Note: Checking the pre-qualification status does not impact the credit score. There will be a soft inquiry on your credit report.

Also read, Target My Redcard Credit /Debit Card Review

ii- How to submit an online credit card application?

If you are already pre-qualified then you can submit a full application. Please follow the below given simple steps.

Step 1: Visit the official Target web portal at https://www.target.com/ and click the RedCard link located at the top side of the homepage.

Step 2: On the RedCard web page, click the Apply for Credit button.

Step 3: On the next page, you will find an online application form (as shown below).

Target-credit-card-online-application-form

Step 4: First of all, you can select the option to add your credit card to your Target wallet so that you can use it just after the approval.

After that, you will have to fill all below-mentioned three parts of this application form.

  1. Tell us about yourself – Enter your contact information such as email address, phone number, personal information, and residential information.
  2. Verify your identity and income – Complete the identity verification process.
  3. Review terms & create a PIN – Please review all terms & conditions and create a PIN to use the cash advance and other services where a PIN is required.

Fill out this online application form and submit it for further approval. If approved, Your credit card will be delivered through Mail after the approval.

Also read, Walmart credit card login, payment, customer service

iii- How to submit a credit card application by Mail?

If you don’t want to submit an online application then the application can also be submitted through Mail.

New applicants can download the Target credit offline application form and take a printout. Fill out this application form and send a Mail to the below-mentioned address.

Mail your application to:
Target Card Services
ATTN: Credit Department
P.O. Box 5329
Sioux Falls, SD 57117-5329

Note: If you are submitting a complete credit card application then your application will be reviewed through a hard inquiry. A hard inquiry on your credit profile will impact your credit score so it is advised to check if you are pre-qualified first before submitting an online application.

Also read, Walmart Pay App complete guide

How to apply for a Target Redcard Debit card?

Online and offline both application processes are available to apply for a Debit card.

Online application:

  • Visit the Target Redcard web page and click the Apply for Debit link.
  • Target debit card online application form will appear on the screen.
  • Fill out all the below-mentioned four steps of this application form.
    1. Tell us about yourself
    2. Verify your identity
    3. Choose verification method
    4. Review terms & create a PIN
  • Your debit card application form will be reviewed and you will receive your debit card after the necessary approval.

Also read, WalmartOne GTA Portal Login

Offline application:

An offline application process is also available. Customers can download the Debit card application form and take a print-out of this. Fill out this form and send it through Mail along with a Voided check to the below address.

Target Corporation
ATTN: Application Processing
P.O. Box 5332
Sioux Falls, SD 57117-5332

Also read, Amazon credit card payment guide

How to activate Target Redcard?

Customers can activate their credit or debit cards through the Target website. Please follow the below Redcard activation process.

Step 1: Visit the Target Redcard official web page www.target.com/redcard.

Step 2: Move down this page, and you will see the Additional information section. Click the Activate your RedCard link located under the Help, FAQ & more section.

Step 3: It will open the rcam login page. You may also visit the rcam.target.com webpage and log in by using your username and password. After login in, you can activate your Red Card.

Also read, Amazon store credit card application, pre-approval

Important links:

Official websitewww.target.com
Credit card online application pagewww.target.com/redcard/credit-card-application
Debit card online application pagewww.target.com/redcard/debit-card-application

Frequently asked questions

Who issues Target Redcard?

TD Bank USA issues the Target Mastercard and Target Credit Card. If a customer is approved then any one of these credit cards can be offered to the customer which will be determined according to the customer’s credit profile.

Who issues Target Debit Cards?

Target Debit Card is issued by Target Corporation. Customers can use the Debit card at Target stores only in the United States and at the Target.com website.

Do you get an instant approval for Target RedCard?

If you are planning to apply for a Target Redcard then you must be looking for How long does it take to get approved for a Target Red Card?

First of all, you must check your pre-approval criteria through the steps mentioned in this article. If you are pre-approved then submit an online application.

After the application submission, TD Bank will take around 10 days to review and verify your application and you will get the final approval if qualified in the required eligibility criteria.

What is the minimum credit score for a Target card?

Target credit card is not that tough to get and a Fair credit score is good enough to get a Target credit card.

However, if you wish to get a Mastercard then the credit score requirements are a bit higher.

If you have a credit score of 600+ then you can easily get a credit card but Mastercard requires a higher credit score.

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