Target RedCard login: Credit Card Payment, Apply

How to login and manage My Target Redcard credit card? How to pay the account bill? How to register an online account? How to submit an online application for a new Target Red Card? If you are a Target store customer then you can check all information related to the Target credit card and Debit Card offered by Target to its customers.

Target RedCard Credit Card

Target offers RedCard Credit and Debit Card to its customers which come with many benefits. All customers are eligible to get some extra discounts and other exclusive benefits if pay through the RedCard.

Target credit card is issued by TD Bank USA and Debit Card is issued by the Target Corporation.

Target issues two types of credit cards.

  • Target credit card
  • Target Mastercard

Fee and charges:

Fee/Interest typeTarget credit cardTarget RedCard
APR for Purchases23.65% (variable)23.65% (variable)
APR for Cash AdvancesN/A26.65% (variable)
Minimum Interest ChargeA minimum of $1 interest will be chargedA minimum of $1 interest will be charged
Annual Fee$0$0
Cash Advance FeeN/AEither $10 or 3% of the amount of each cash advance, whichever is greater
Late payment penaltyUp to $41Up to $41
Returned payment penaltyUp to $30Up to $30
Duplicate account document$2 for each document$2 for each document
Security depositNoneNone

Features and benefits:

  • Red Card comes without any annual fee and helps customers even save more money through extra discounts, special deals, and offers.
  • Get 5% extra discounts on eligible item purchases. Discounts will not be applicable in some categories including optical items such as glasses and contact lenses, some items at the pharmacy counter, gift cards, Alcohol purchases in Indiana, etc.
  • Customers will also get the extra 30 days of return times for eligible purchases after the standard return duration. Extra return window will not be applicable on Target Optical purchases, Non-returnable items, and Contract mobile phones.
  • Customers will get the benefits of free shipping and a 2-day shipping facility at their place.
  • Some exclusive extra benefits will be given to eligible customers based on their purchase history.
  • Customers will get a $40 discount if they apply for a new RedCard first time.
  • Redcard debit card will be linked to your checking account and you can also withdraw up to $40 cash during the checkout.

Manage My Red Card

If you already have a Target Credit Card then you can easily manage that through your account after login in on to the official portal. Customers can log in on the Manage My RedCard portal with the help of the below steps.

After login, customers can change their

  • RedCard PIN
  • Set alert preferences
  • Pay Credit Card bills online
  • Apply for the paperless online card statement, etc.

Please check the below Target RedCard login process.

Target Credit Card login process:

Total Time: 5 minutes

  1. Open the official website

    Target website homepage

    First of all, you will have to open the official target store website https://www.target.com/. Click the link to visit the official website homepage.

  2. Open Red Card homepage

    On the official website click the RedCard link located on the top menu. A new Red Card specific portal will open on the next screen.

  3. Open Manage My Red Card login page

    Now on the top right side, you will see a Manage My Red Card link. Click this link to open the login page.

  4. Login to the Manage My RedCard portal

    Now you will have to enter your Username and Password to log in. After that click the Login button. You will be redirected to your account page where you can manage your RedCard and pay bills online.

Also check,

How to apply for the Target RedCard?

If you are a new user and have not yet applied for the RedCard then you can apply through the two methods described below.

  • Apply Online
  • Apply through Mail

1-Apply online:

Please follow the below steps.

Step 1- Open the Target RedCard page at https://www.target.com/redcard/about.

Step 2- Click the Apply for Credit link located on this page.

Step 3- Fill out the online application form completely by providing your personal and residential information and click the Save & Continue button after that.

Step 4- In the next step, you will have to verify your identity and income information. Click the Save & Continue button after the verification.

Step 5- Finally you are all set to make a PIN for your Credit Card.

2-Apply through mail:

You can send an application form through the mail. For that, you need an application form to fill in all the required information. The application form can be downloaded from the below-given link.

Target Credit Card Application form download

After downloading this application form take a print and fill in all required information. After that mail this to the below-mentioned address.

Target Card Services
ATTN: Credit Department
P.O. Box 5329
Sioux Falls, SD 57117-5329

Activate RedCard: After receiving your RedCard you can activate it by login on to the Manage My RedCard. If you are a new user then you will have to register first.

How to register a new account on the manage my RedCard portal?

If you just received a new Target RedCard then you must enroll yourself on the online manage my RedCard portal to take the benefits of the below-mentioned services.

  • Manage your credit card PIN
  • Manage your account and add additional cardholders
  • Manage your alerts and set up them according to your preference.
  • Enroll in a paperless statement facility and get an electronic copy of your statement every month through email.
  • Easily pay your card bill and schedule your payment for a future date.

Enrollment process:

  • Visit the official website.
  • Click the Sign-Up button.
  • Enter your card number and click the Begin Enrollment button.
  • Verify your account information and fill out the registration form.
  • Create a new username and password for your account.

How to reset your Username and Password?

If you forgot your Target RedCard account Username or Password then you can reset that online through the below-mentioned steps.

Step 1: Open the Target Manage My RedCard login page https://rcam.target.com/.

Step 2: Click the Forgot username or password link located just below the login form.

You will get two options:

  • Forgot username
  • Forgot password

i-Forgot username: You will be redirected directly to the username reset page. You will see a page similar to the below image.

manage redcard username reset page

Enter your email address in the given space and click the Submit button. You will receive instructions to recover your username via email. You can also recover your username through your card info.

Just click the Get username with card info link located below the forgot username form.

recover target card username through card number

Enter your Card number and click the Begin Forgot username link.

ii-Forgot Password: After clicking the Forgot username or password link click the Forgot Password link. A new password reset form will appear on the screen (as shown below).

manage redcard password reset page

Enter your username and email address in the given fields and click the Submit button. You will receive an email including instructions to reset your old password and make a new password.

Also check,

How to pay Target Red Card Bill?

There are many payment facilities for your Red Card. You may pay your RedCard bill in four ways.

i-Online Payment: You can pay through your online credit card account. Just open the target red card payment login page and Sign in by using your login credentials.

After that search for the Payment option and complete your online payment process. You will have to add your checking or saving account for payment purposes. Customers can pay the full statement amount, minimum amount, or any custom amount. Payment will be reflected on the same day if paid before 5 pm CT.

ii-By Phone: You may call the Customer Service number 800-659-2396 and pay your bill by providing your account information. Payment will be reflected in the account on the same day if paid before 11 pm CT.

iii-In Store: You may visit any Target store and Pay the required bill at Guest Service Counter. Payment will be credited on the same day.

iv-By Mail: You may send a Payment check to the address written on your billing statement.

You may send the payment to the below-mentioned address but you must verify this address with the address written on your billing statement.

Target Card Services
P.O. Box 660170
Dallas, TX 75266-0170

Target red card customer service

In case of any type of inquiry or issues related to your Target Mastercard or Credit Card please call RedCard Guest Services at 1-800-424-6888. You will have to provide your 16-digit credit card number to access the automated helpline.

If you are a Debit Card user then you may call at 1-888-729-7331. With this automated helpline, you can access your account information, Report your lost or stolen card, check recent transactions, etc.

Target Mastercard customers (outside the U.S.) can call at 1-612-815-9922.

Important links:

Official websitehttps://target.com/
Manage my RedCard websitehttps://rcam.target.com/
Apply Online pagehttps://www.target.com/redcard/credit-card-application
Target credit card Sign-in pagehttps://rcam.target.com/login
Enrollment pagehttps://rcam.target.com/?#/Enrollment

Highlights:

ParticularsSummary
Name of Credit CardTarget RedCard
Issued byTD Bank USA
Serviced byTarget corporation
Credit card network providerMastercard
BeneficiaryAll eligible Target customers
Who can applyAll Target customers
Official websitetarget.com
rcam.target.com

Frequently asked questions

How can I manage my PIN?

All customers can change their PIN anytime through the Manage My Card login page.

Can I activate Mastercard through a call?

Yes, MasterCard can be activated by calling the customer service number. The number is available on a sticker that comes with your Credit Card kit.

What if I lost my Target Redcard?

If somehow your credit card has been stolen or you have lost it somewhere and you are worried about the unauthorized use of your credit card then you must immediately inform Target about this. You may write at the below address.

Target Card Services
P.O. Box 1581
Minneapolis, MN 55440-1581

You may also call at 1-800-659-2396 but you will have to share a written notification also. After informing Target about the loss of your credit card you will not be liable for any unauthorized use.

You may receive a replacement card. You may also request a fast delivery of your credit card by paying a $25 expedite delivery fee and other related charges.

Can I get my credit card agreement PDF file through email?

All customers can request a copy of their cardholder agreement through an online form. After submitting the request, you will receive a copy of the agreement through an email or U.S. Mail.

-> Visit the https://contactus.target.com/ContactUs/RequestCreditAccountAgreement link.
-> You will see an online form to request your cardholder agreement.
-> Select your credit card type, fill out this online form, and select the delivery type from Email and US Mail.
-> Finally, click the Submit button to share your request. You will soon receive your agreement PDF copy.

How can I use the Wallet to pay bills in the store?

Target has introduced the Wallet service in the Target mobile app. Customers can now pay their bill through their RedCard without even carrying it physically. Just add your RedCard as a payment option in the Wallet and pay your bill through the RedCard by Wallet.

The wallet in the Target app provides a faster checkout service and convenience and there is no need to carry any card.

The wallet also offers the Cartwheel offers, Weekly Ad coupons, 5 percent REDcard discount, and Target GiftCards redeem and store facility.

Target RedCard Reviews


Share your rating and opinions about this credit card:


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Good option

Rated 5 out of 5
February 17, 2022

Overall a good credit card having some nice features.

Anup Dubey

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