Check the latest information related to the Amazon store card, Amazon prime store card, Amazon secured card, and Amazon Prime secured card.
What are the benefits and features of these credit cards offered in partnership with Synchrony Bank? What are the different types of fees and interest rates? We are sharing all updated information in this article. Please have a look.
What is Amazon Store Credit Card?
Amazon Store Card is issued by Synchrony Bank to eligible Amazon customers. All customers can shop online on amazon.com through this Credit Card and pay later. There are many benefits of this Card which are mentioned below.
Benefits:
- Get a $60 Amazon gift card after approval if you apply for a new card.
- You will not pay any annual fee for this Card
- Enjoy Zero Fraud Liability on unauthorized transactions on your credit card.
Fee and charges:
- The annual Percentage Rate will be 27.49%.
- Zero Annual fee
- The late payment penalty will be up to $40.
Other details:
- It’s a store card and you can not use it outside of Amazon.
- There is no balance transfer or cash advance facility available for customers.
- No Visa or Mastercard facility.
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Promotional financing options:
Special financing options are available from time to time. Currently, there are two promotional financing options are available.
- Equal monthly payment
- Special Financing
Equal monthly payment:
Cardholders can pay through equal monthly payments without paying any interest if payment is made in full.
| Financing duration | Minimum purchase required |
|---|---|
| 6 month | $150 or more |
| 12 month | $600 or more |
| 24 month | $600 or more is only available for select purchases |
Special financing:
Enjoy the special financing options through 6, 12, or 24 monthly payments. You will have to spend a minimum of $150 to be eligible for special financing. You will have to make a purchase according to the below-mentioned minimum amount in order to be eligible for higher-duration financing.
| Financing duration | Minimum purchase required |
|---|---|
| 6 month | $150 or more |
| 12 month | $600 or more |
| 24 month | $800 or more is only available for select purchases |
There will be no interest charge for this equal monthly payment/special financing and customers can pay the required monthly payment every month. Please note that if the payment is not paid in full during the offer then interest will be imposed according to the variable APR 27.49%.
For equal monthly payment, you will have to pay an equal payment every month but for special financing, you can pay the minimum payable amount on your credit card.
Amazon Prime membership benefits:
If a customer applies for a Prime membership then the customer will be eligible for the below credit cards.
- Amazon Prime Rewards Visa Card (Issued by JPMorgan Chase Bank)
- Amazon Prime Store Card
- Amazon Prime Secured Card
Difference between all three credit cards:
| Amazon Prime Rewards Visa Card | Amazon Prime Store Card | Amazon Prime Secured Card |
|---|---|---|
| Rewards everywhere for eligible Prime members 5% Back at Amazon.com and Whole Foods Market 2% Back at restaurants, gas stations, and drugstores 1% Back on all other purchases No annual fees and no foreign transaction fees | Extra rewards at Amazon.com on select items 5% Back at Amazon.com with an eligible Prime membership Access to promotional financing No annual fee | Tips on how to build your credit and tools to track it for free 2% back at Amazon.com with an eligible Prime membership Access to equal monthly payments financing No annual fee |
If you join the Amazon Prime membership program then your Amazon Store Card will be updated to Amazon Prime Store Card and you will start receiving 5% back on the purchases on amazon.com and exclusive Prime benefits.
Note: Amazon Prime Rewards Visa Card is issued by JPMorgan Chase Bank.
Customer Service Phone number
If you are facing any kind of issues related to your Amazon Store Card or you have any queries then you can get help through 24/7 Synchrony Customer Service at (866) 634-8379.
Important links:
| Official website | https://www.amazon.com/ |
| Amazon Synchrony account page | http://www.syncbank.com/amazon |
| Password reset page | https://amazon.syf.com/accounts/login/reset |
| User ID recovery page | https://amazon.syf.com/accounts/login/findUserId |
| New account registration page | https://amazon.syf.com/accounts/login/register |
| Apply for a new Amazon store card | https://www.amazon.com/credit/storecard/member |
| Synchrony Guest payment page | https://amazon.syf.com/quickpay/unregisteredstart |
Highlights:
| Particulars | Summary |
|---|---|
| Name of Credit Card | Amazon Store Credit Card |
| Issued by | Synchrony Bank |
| Serviced by | Synchrony Bank |
| Credit card network provider | None |
| Who can apply | All Amazon customers |
| Credit score requirements | Average |
| Official website | amazon.syf.com |
FAQs
Can I get a monthly card statement over email?
Yes, You can enroll in the electronic statements option after logging in to your account. After the paperless enrollment, you will receive your Credit Card statement through email every month.
Can I make a payment through a call?
Yes, You can make a payment by calling the Customer Service representative. You can call Synchrony Bank at 1-866-634-8379 to make a payment through the automated phone system.
How can I purchase through the promotional financing option?
Please follow the below steps.
i-Go to your product page and click the Add to Cart link.
ii-Go to your card page and proceed to buy the selected item.
iii-On the payment options page, select your Amazon store card. If it’s not there then add your card as a payment method.
iv-Next, select equal monthly payment or special financing options.
v-Follow the next steps and complete the checkout.
You will see the longest-term options at checkout time. Please note that a 5% back offer will not be applicable with financing options.
Can I use the Amazon store card anywhere?
Amazon store card is an exclusive store card that can be used to make payments at amazon.com and other partner merchants.
It is not powered by any credit card networks such as Visa or Mastercard. You may instead apply for the Amazon Rewards Visa Signature Card by JPMorgan Chase Bank which is a Visa credit card and can be used anywhere.
How can I close my Amazon store card?
Customers can close their accounts anytime by sending a written request to the customer service team.
The customer service address is available on your billing statement. Customers can also call the customer service phone number and request to close their accounts.
Please note you will have to clear all outstanding balances on your credit card before making an account closing request.
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