Comenity Ulta Credit Card login: Bill Payment, Activation, Customer Service

Ulta Credit Card Login, Bill Payment, Account Activation, and Customer Service-related information are available in this article. Check all details about the MasterCard Reward Credit Card issued by Comenity Bank to Ulta beauty customers. How to apply for a new Ultamate Rewards Credit Card?

How to activate your online account? How to log in and pay your bill online? We are sharing all information through the step-by-step procedures in this article. Please have a look.

Ulta Beauty Credit Card

Ulta Beauty is a retail chain in the United States that sells a variety of beauty products through its retail stores and online e-commerce website. Ulta Beauty offers Rewards Credit Cards to all eligible customers and offers 2x rewards points on every purchase through the stores and online website.

All customers can apply for the Ulta Credit Card online and check their rewards points balance. There are three types of Rewards Credit Cards available.

  • Ultamate Rewards Credit Card
  • Ultamate Rewards MasterCard
  • Ultamate Rewards World Mastercard

Benefits of Ulta Credit Card:

  • Get 2x rewards points on every purchase. 2x rewards points mean customers will get 2 points on every 1$ spent.
  • There is no annual fee for both Cards and low-interest rates.
  • Customers will get one-time 500 Welcome Bonus Points when they spend $500 in the first 90 days outside of Ulta Beauty through Ulta MasterCard only.
  • Ulta MasterCard holders will also get 1 extra point on every 3$ spent outside Ulta.
  • Please note that Ulta Rewards Credit Card can be used only at Ulta Beauty stores whereas Ulta MasterCard can be used anywhere else.

How to redeem rewards points:

All reward points can be redeemed against any purchase made at the Ulta Beauty store or website. You will get a discount if you redeem your points according to the below-mentioned criteria.

Redeem pointsDollars off any merchandise

Fee and charges:

Fee & chargesUltamate Rewards Credit CardUltamate Rewards Mastercard, Ultamate Rewards World Mastercard
Annual Percentage Rate (APR) for Purchases26.74%26.74%, 23.74%, or 17.74% based upon your creditworthiness.
APR for Balance TransfersN/A26.99%
APR for Cash AdvancesN/A27.74%
Minimum Interest Charge$2$2
Annual FeeNoneNone
Balance Transfer feeN/AEither $10 or 5% of the amount of each transfer, whichever is greater.
Cash Advance fee N/AEither $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction FeeN/A3% of each transaction in U.S. dollars.
Late payment penaltyUp to $41Up to $41
Returned payment penaltyUp to $41Up to $41


  • APR will be in the high range if your credit score is not good.
  • Foreign transaction fees can be avoided.

Ulta Credit Card Login?

To access and manage your online Credit Card account cardholders must log in first on the official website. The login process is given below. Please check.

Ulta Credit Card Login procedure:

Total Time: 5 minutes

  1. Open the official website website homepage

    The first step is to visit the official online portal. The Ulta e-Commerce website is accessible at Click this link to visit the homepage of the official website.

  2. Open the Ulta Credit Card portal

    Now you will have to open the official Credit Card login page. On the home page click the Credit Card Learn more & Apply link available under the Rewards menu item. On the next page, click the Manage Account link.

    The manage link is also located at the bottom of the official website. Alternatively, you may visit the Credit Card manage page directly through link.

  3. Select your Credit Card

    ulta credit card selection page for login

    On the next page, you will get two options to select your Credit Card. You will have to click any one Credit Card link from the Ulta Rewards Credit Card and Ulta Rewards MasterCard.

  4. Click the Sign In button

    On the next page, you will see a Sign In link just below the menu item. Click this link to open the login form.

  5. Enter login credentials and Sign In

    In the given login form enter your Username, Password, and click the Sign In button. You may also select the Remember Me option if you are accessing the website from any personal computer or smartphone.

    After clicking the Sign In button you will be successfully entered into the portal and can manage your account and Rewards points.

How to register online?

If you already have an Ulta Credit Card but not using an online account then you can register your Card for online access to Card statements, Online account management, Online Bill Payment facility, etc.

The registration process is given below.

Step 1: Open the official portal at

Step 2: Select your Credit Card from the Ultamate Rewards Credit Card and Ultamate Rewards® MasterCard.

Step 3: On the next screen, click the Register Now link located at the top right corner. You will see a Credit Card registration form on the next page (as shown below).

Ulta credit card registration page

Step 4: You will have to fill out this registration form. Enter your Credit Card Account Number, ZIP Code, and other information from the below-mentioned options.

  • Last four digits of your Social Security Number (SSN)
  • Last four digits of your Social Insurance Number (SIN)
  • Alternate Identification Number

Step 5: After that click the Find My Account link. The system will check your account information online. After the identity verification process, you will be redirected to a new page where you will have to make a new Username and Password for your account.

Step 6: After creating a Username and Password you are all set to go. Now you can log in and manage your account online and access the exclusive facilities available for the registered members.

How to activate your Ulta Credit Card?

If you receive an Ulta Credit Card then you will not be able to use it before activating it. You can activate your Credit Card by two methods.

  • By calling to customer service number
  • Online activation

i-Activation through Customer Service: You can activate your Ulta Credit Card by calling Customer Service at 1-866-489-3455.

ii-Online activation process: Customers can also activate their Credit Card online through the official portal. Just open the official portal and select your Credit Card.

On the next page, click the Activate Card link located in the top menu. An online Credit Card activation form will appear on the new page (as shown below).

Ulta credit card online activation form

Enter your Credit Card information in this activation form such as Account Number, Expiration Date, Identification number, and ZIP code. After that click the Continue button.

Complete the rest of the process to easily activate your Credit Card online. After the activation, you are now ready to use it online or at the Ulta Beauty retail stores.

How to apply for a new Ulta Credit Card?

If you want to take the benefits of the exclusive rewards points facility then you can apply for an Ulta Credit Card. Customers can apply for a Credit Card at any Ulta Beauty store by filling out the application form and submitting relevant documents such as identity proof and income proof.

If you want then you can also apply online through the official website. The online application process is given below. Please check.

Information documents required to apply for Credit Card:

Comenity Bank issues the Ulta Credit Card so you must fulfill the below-mentioned eligibility criteria before starting the online application process.

Applicant must:

  • Have a valid government-issued tax identification number (such as SSN or SIN)
  • Be at the age of majority in your state or territory
  • Have a valid government-issued photo ID
  • Have a street, rural route, or APO/FPO mailing address. We do not accept PO Box mailing addresses

Online application process:

Step 1: Open the official website and click the Learn More & Apply link. After that, click the Apply Now link on the next page.

Alternatively, you may directly visit the Credit Card online application page at

Step 2: You will see a new page as shown below.

Ultamate rewards credit card application page

On this page, Enter your email id and password, click the Sign In & Apply Now button and start filling out the online application form if you already have an account.

Otherwise, you will have to create an account during the online application process. For this, you can click the Apply Now button on the right side.

Step 3: On the next page, you will see a new Credit Card application form (as shown below).

Ultamate rewards credit card online application form

Fill out this application form by providing all the required information.

Step 4: After filling in the application form move down the page and select Yes, I consent, and click the Submit Application button.

Your Credit Card application has been submitted and Comenity Bank will verify all information and offer you a Credit Card based on your credit profile and other eligibility terms.

After the approval, you will receive your Credit Card within 7 to 10 business days at your address.

How can I make Ulta’s credit card bill payment?

There are several ways you can pay your credit card bills. Please check below.

Pay Online: Use Ulta Comenity’s online account to use the free bill payment service 24/7. Visit the Ulta credit card selection page and choose your credit card. Sign In to your account and pay your card bill.

Pay by Phone: Customers can call the Comenity customer service phone number at 866-257-9195, TDD/TTY: 888-819-1918. This service is free if you use the automated phone line to pay your bill. Fees may apply if you speak with a customer service representative. Currently, the fee is up to $15.

Pay by Mail: Customers can send their payments checks or money orders at the below address.

Comenity Capital Bank – Ultamate Rewards Mastercard or Ultamate Rewards Credit Card PO Box 650964 Dallas TX 75265-0964.

Comenity’s Easy Pay bill payment facility:

Please follow the below steps to pay your Credit Card bill without the need for an online account.

1-Open the official website and select your Credit Card.

2-On the next page click the EasyPay link located in the top menu. You will see an online form (as shown below).

Comenitys Ulta EasyPay form

3-Enter your Credit Card details in this online form and click the Find My Account button. After the verification system will show you the Credit Card bill details.

4-Once you are sure that you are paying the bill for your Credit Card you can make the online payment through any of the available online payment modes.

Ulta Credit Card Customer Service

In case you are facing any kind of issue or need some urgent help then you can use the Customer Service facility.

Ultamate Rewards Mastercard1-866-257-9195
Ultamate Rewards World Mastercard1-866-271-2680
Ultamate Rewards Credit Card1-866-254-9971

Customer service Mail address:

Please write your queries at the below address.

Comenity Capital Bank
PO Box 183003
Columbus, OH 43218-3003

Important Links:

Official Ulta Beauty
Ulta Beauty Credit Card information
Ulta Credit Card account selection
Ulta Comenity Rewards Master Card account page
Ulta Comenity Rewards Credit Card account page
Ulta Comenity MasterCard direct login
Ulta Comenity Credit Card direct login page
Ulta Comenity MasterCard apply online
Ulta MasterCard online activation


Name of Credit CardUlta Credit Card and Mastercard
Issued byComenity Capital Bank
Credit card network providerMastercard
Who can applyAll eligible Ulta Beauty customers

Frequently asked questions

How to set up alerts for my Credit Card?

Login into your online account and visit the Alerts section. There are many types of alerts you will receive through email and text messages.

You can set your alert preferences at your convenience. This Alert service is free of cost by Comenity Capital Bank.

How can I enroll in a paperless service?

Paperless service is an electronic way of receiving monthly Card statements, Payment reminders, and other account information and comes free of cost with every account.

You can apply for the Paperless service after login into your account. After the enrollment, you will receive your card statement every month in your email.

What are the different options available for online payment?

All customers can pay their Credit Card bills through the different payment modes available online such as Bank, Apple Pay, Samsung Pay, Google Pay, Comenity’s EasyPay, etc.

Can I set up an automatic payment for my Credit Card?

Yes, you can set up an automatic payment through your checking account. Every month your account will be deducted with the required payment for the Credit Card bill.

You can set up automatic payment by visiting the Automatic Payment section under the Payment page after login in. You will receive an alert after every automatic payment in your email.

I have lost my Credit Card account password. How to recover?

In case you lost your password you can easily recover that by following the below steps.

i- Open the Credit Card selection page.
ii- Click on the Credit Card link you are using currently.
iii- On the next page, click the Sign-in link to access the login form.
iv- After clicking the Sign In link login form will be visible on the same page. Now click the Forgot Username / Password? link available just below the login form.
v- On the next page, you will see a username and password reset form. Provide your account information and click the Find My Account link.

After the account verification, you can reset your username and password easily with the help of available options.

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