Carters Credit Card Login – Payment, Phone Number

Check all the latest information related to Carter’s Credit Card in this article. How to log in and make online payments? What are the benefits of this Credit Card and how someone can apply online?

All information including the step-by-step instructions is available in this article. Request you all to read this article and check all necessary information required to manage your Credit Card account.

Table of contents:

Carters INC

Carters INC is an American multinational kids clothing and fashion retail chain comprising many brands under its name such as Carter’s, OshKosh B’gosh, Skip Hop, Simple Joys, Just One You, Genuine Kids, Child of Mine, and Precious Firsts.

All brands cater to different needs of newborns and infants Kids and Parents such as clothing, bedding, accessories, diaper, strollers, bath toys, gifts, etc.  Carter’s INC was started in 1865 and currently operates around 600 stores in the United States.

it is the largest branded marketer of Kids’ clothing and fashion products in the country

Carters Credit Card

Carters offers Credit Cards to its customers for hassle-free payment and saves on shopping through the online portal and in-store. Customers get reward points on every purchase and can redeem these reward points easily.

Carter’s does not issue any Credit Card instead it has partnered with Comenity Capital Bank which is the issuer of the Carters Credit Card on behalf of Carters Inc.

Some of the benefits are mentioned below.

This credit card provides a lot of benefits to those who regularly purchase through carter’s brands. Some of the important benefits are mentioned below.

Introductory offer: If you apply for a new Carter’s credit card then you will get 30% off on the first purchase until 29 January 2022.

Benefits: All new cardholders will be automatically enrolled in the MY REWARDING MOMENTS program where they will get some exciting benefits mentioned below.

  • Get free shipping on every purchase.
  • The cardholder will get the exclusive sale invites early.
  • On every $1 purchase through Carter’s Credit Card, you will earn 2 reward points.
  • If customers enroll in the My Rewarding Moments program then they will get $10 for 150 points spent. It means. It means cardholders will get 13.33% back through rewards points which is very high than similar credit cards.
  • Get financial freedom to fulfill your desired purchase for your loving kids and enjoy the best quality products through a convenient and easy process.
  • Cardholders will have access to other exclusives schemes such as extra points in the app, birthday special, and surprise triple points days where customers will earn 3 points on every $1 spent.

Fee & charges:

  • Carter’s Credit Card comes with zero annual fees.
  • A variable Annual Percentage Rate (APR) of 25.99% will be applied.
  • The minimum interest charge will be $2 if applied.
  • Late payment and returned payment penalty will be up to $41. however, you will be charged $30 if there was no penalty imposed during the last six billing cycles.

Reward points redemption:

All My rewarding moment members will be eligible to redeem their rewards points at any carter family of brands. Once customers reached the 150 point reward level they will receive $10 rewards points. Customers will get an email regarding this.

Note: Once you earn Rewards points they will be valid only for a six-month period.

Carters Credit Card login

Want to manage your online account or want to pay the monthly bill of your Credit Card. You will have to log in first on the official portal in order to access your online Credit Card account.

The login process is given below which can be completed through simple steps.

Carters Credit Card login process:

Total Time: 5 minutes

  1. Open the official website

    carters website homepage

    First of all, you will have to visit the official website. You can log in to your Credit Card account from both websites and

    Just click on any one link to proceed. The login process is the same.

  2. Open Carters Credit Card page

    Once you open any one official Carters and OshKosh B’gosh website, Just move down and click the Carter’s Credit Card link located at the bottom of the homepage.

  3. Click the Manage My Account link

    After clicking the Credit Card link you will see a new page to manage your Credit Card account. Now move down the page and click the Manage My Account link.

    If you don’t find the manage my account link then click the link to visit the login page directly.

  4. Click Sign In link

    You will be redirected to a login page. You can see that the login window is not visible. To view the login form, click the Sign In link located just below the top menu on the home screen.

  5. Enter login details

    In the login form, enter your Username, Password, and click the Sign In button. You will be logged in to your account.

    You may also select the Remember Me checkbox if you are accessing the website from a trusted device. Now you can manage your account and see account information.

Also check,

What if you forgot your Password or Username?

In case you forgot your username or password then an online facility is available where you can easily retrieve your lost username and password.

  • You will have to open the login form as you did in the last step or you may visit the page directly and click the Sign In link.
  • After that click the Forgot Username/ Password link located just below the login form. A new username and password reset utility will appear on the screen (as shown below).
carters forgot credit card username or password form
  • In the above form, you will have to enter your Credit Card details such as your Account number or your username (if you forgot your username then enter your account number), ZIP Code, Last four digits of your Social Security Number (SSN).
  • After that click the Find My Account link located below.
  • The system will try to find your online account. After that, you will see instructions to reset your Username or Password.

How to register and create a new account?

If you already have a Carters Credit Card but not using any online account then you can open an online account and register your Credit Card to get exclusive benefits available through the online portal.

Some of the important benefits are listed below.

  • Get your account summary, account balance online
  • Check your monthly Card statement after login into your account
  • Download monthly statement
  • Enroll for the paperless statements
  • Set your alert preferences
  • Pay your Credit Card bill online and set up an automatic payment.
  • Get details about your due date and payment amount through your account dashboard.

Credit Card registration process:

  • Open the official website and click the Register Now link located at the top right corner on this page.
  • Alternatively, click the Sign In link. Login form will be visible on the right side of the same page. Now click the Register link located below the login form.
  • A new Credit Card registration form will appear on the next screen (as shown below).
carters credit card registration form
  • In this form enter your Card information and click the Find My Account. The portal will check if they already have the entered information.
  • After the verification, you will have to make a new username and password for your new online account. Username and Password will be used for future login purposes.

Also check,

How to apply for a new Carter’s Credit Card?

If you want to take the exclusive benefits which are available for Credit Cardholders then you can apply for the Carter’s Credit Card online.

To apply for a new Credit Card you must fulfill the basic eligibility criteria mentioned below.

  • Be at the age of majority in your state or territory
  • Must have a valid ID Proof
  • Must have a valid Social Security Number (SSN) or Social Insurance Number (SIN).
  • Have a street, rural route, or APO/FPO mailing address
  • Must have a valid mobile number and working email address.

The online application process is given below.

Step 1: Open the official Credit Card page.

Step 2: Click the Apply link. A new page will appear on the screen (as shown below).

carters new credit card application options

Step 3: If you already have a Carter account then log in by using your user id and password or if you don’t have an account then just click the Create an account & apply now link.

You may also apply online without creating any Carter’s account if you are planning to register the card after the approval. Just click the Skip and Apply Now link located below this form.

Step 4: On the next page, you will see an online application form for a New Credit Card.

carters new credit card online application form

Fill out this online application form carefully by providing all the required information without any spelling mistakes.

Step 5: Share your consent related to your submitted information by selecting the I Consent box and clicking the Submit Application button to finally submit your Credit Card application.

Your application will be reviewed and you will be notified if you are eligible to get a Credit Card. After that, you can finish the rest of the online application process.

After the application submission and necessary approval, you will receive your Credit Card within 15 business days at your address.

How to activate a new Credit Card?

After receiving your new Credit Card you will not be able to use it until you activate it. You can activate it online or by calling to Customer Care number.

i-Activate online: You can easily activate your Credit Card online by following the below-mentioned steps.

carters credit card online activation form
  • In this Card activation form enter your Credit Card account number, Expiry date, Last four digits of your SSN number, and ZIP Code.
  • After that click the Continue button located below this form. Your card will be activated right away ready for the transactions.

ii-Activate through Customer Service: You can activate your Credit Card by sharing your Card information with the Customer Service representative.

You may call at 1-877-563-5767 (TDD/TTY: 1-888-819-1918) any time and activate your Credit Card.

Carter’s credit card payment

You may pay your credit card payment online which is a very convenient and secure method. You can make online payments through banks located in the United States. Please submit the payment before 6 pm on the due date to avoid any late payment penalty.

  • Just login to your online carter’s comenity credit account.
  • Head over to the payment option and register your saving or checking account for the payment deduction.
  • Fill out the required information such as the amount you want to pay, payment date, etc.

Note: Customers may visit the direct payment page by clicking the Carters credit card payment login page. Debit cards and credit cards will not be accepted as a payment method for online payment.

Bill payment by phone: You may also pay your credit card bill by calling the customer service phone number. Please note there will be a fee for using this service and $15 will be charged for the phone payment process.

Comenity’s EasyPay: Customers can also use Comenity’s EasyPay facility to pay their credit card bills online without registering an account. Customers can access Comenity’s EasyPay facility through the link. Just provide some information related to your account and make a payment online.

Customer Service

All cardholders can take help from the dedicated customer service team through the below-mentioned contact details.

Credit Card Customer Care1-877-563-5767
Mail addressComenity Capital Bank, PO Box 183003, Columbus, OH 43218-3003

Don’t forget to include your name, address, phone number, and Account number while sending mail.

Official websiteClick here
Credit card page on carters websiteClick here
Apply online pageClick here
Carters credit account management pageClick here
Carters credit card direct login linkClick here
Card activation pageClick here
New account registration pageClick here
Username and password recovery pageClick here
Payment login pageClick here


Name of the cardCarters® Credit Card
Card issuerComenity Capital Bank
Who can applyAll Carters customers
Required credit scoreFair to good

Frequently asked questions

What will be the Credit Limit of a new Credit Card?

The credit limit depends on many factors such as your purchase and repayment history, your Credit profile and annual income, etc. It will be identified after the approval of your Credit Card application and will be informed to you.

How to enroll in an automatic payment facility?

You can enroll in the automatic payment facility and register your bank account. After that every time your account will be debited the required payment for your Credit Card.

You don’t have to keep track of your last date and payment amount.
This facility is available under the Payment tab after login to the online portal.

You will have to provide your saving or checking bank account information which you want to use for the automatic payment transaction purpose.

I want to cancel Paper Communication?

You can enroll in the free Paperless Communication service through your account. You will receive important communication on your email id and mobile number.

How to download the Carters credit card app

Customers will receive extra rewards points if they download the Carter mobile app. Customers can download the mobile app from the official website.

Mobile apps for both Android and iOS platforms are available.

i-Open the Carters credit card page.
ii-Move down the page, and you will see links for Android and iOS apps.
iii-Click the app link according to your device. You will be redirected to the app download page.
iv-Download the app on your device and log in by using your user id and password.

Direct app download links:

Carters Android app download

Carters iOS app download

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