Fortiva Credit Card Apply Online, Pre-Qualify, Activate 2023

How to apply for a new Fortiva credit card? How does the pre-qualify and online application process works? How a new customer can activate their Fortiva credit cards? What are the requirements to apply for a new credit card? Please check all the latest updated information given below in this article.

How to apply for a new Fortiva Credit Card?

If you want to take the exclusive benefits which are available for Credit Cardholders then you can apply for the Fortiva Credit Card online. Enjoy more rewards points, exclusive events, free shipping, surprise birthday gifts for children every year, etc benefits.

To apply for a new Credit Card you must fulfill the basic eligibility criteria mentioned below.

  • Be at the age of majority in your state or territory
  • Must have a valid ID Proof
  • Must have a valid Social Security Number (SSN) or Social Insurance Number (SIN).
  • Have a street, rural route, or APO/FPO mailing address
  • Must have a valid mobile number and working email address.

Also read, Fortiva credit card login and bill pyment

Fortiva Credit Card online application

There is no direct online or offline option available at the moment to apply for the Fortiva credit card. A customer can apply for a new Fortiva credit card only through the two methods mentioned below.

  1. See If You Pre-Qualify – The customer can check if he/she qualifies to apply for this credit card.
  2. Respond To Mail Offer – Use this option if you receive any Mail offer.

Let’s check out both processes in detail.

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1-See if you pre-qualify:

Please follow the below steps.

Step 1: Visit the official Fortiva website and click the See If You Pre-Qualify link in the top menu.

Step 2: On the next page, press the See If You Qualify button. You will see an online form on the next page to check if you are pre-qualified to apply.

Pre qualify check form for Fortiva card

Step 3: Please fill out this online form by entering all required information such as Personal Information, Contact Information, Residence Information, Residence Details, and Employment Information.

Step 4: Select the terms check box and click the See Offer button. You will see the available credit card offer for you after the pre-qualification check and you may proceed to Submit a complete credit card application if you want to apply.

2-Respond To Mail Offer:

Another way to apply for the Fortiva credit card is through the Mail offer you receive. Fortiva gets the data of the customers through different credit bureaus and shares the Mail invitation to those who can qualify in the eligibility criteria set by Fortiva.

If you also receive a Mail invitation then please follow the below steps.

Step 1: Visit the official Fortiva website and click the Respond To Mail Offer menu item.

Step 2: On the next page, You will see an online application form where you will have to enter the acceptance code you received in your Mail offer.

Fortiva credit card online application through acceptance code

The acceptance code is a 14-digit code written in black bold font. After entering the code, click the Submit Code button and check which credit card offer is available for you.

If you don’t receive any Mail offers then you can click the Search now link on the same page to check the available acceptance code for you.

How to activate a new Fortiva Credit Card?

If you recently received your new credit card then you will have to first activate it otherwise you will not be able to make any transactions.

Note: You must be registered on the online website. If not then please enroll in Fortiva Account Center.

i-Activate online: There is an online activation facility available that you can use to activate your credit card. Please follow the below steps.

  1. Visit the official website and navigate to Account -> Activate through the top menu. OR
  2. Visit the card activation direct link
  3. Now you can sign in to activate your credit card or you can register a new account if you are visiting the Fortiva website for the first time.
  4. Click the Sign In & Activate button. You will be redirected to a login page.
  5. Please Login in using your account credentials and complete your card activation process.

Your card will be activated instantly and you can start making transactions.

ii-Activate through Customer Service: You can activate your Credit Card by calling the customer service phone number. You must keep ready your account information before calling.

You may call 1-800-443-1305 or 1-800-245-7741 at any time and activate your Credit Card.

Important links:

Official website
Check if you pre-qualify
Apply through mail offer
Card activation page


What are the benefits of applying for a Fortiva credit card?

If you apply for a new Fortiva credit card then you will get some exciting benefits and facilities.

-Get reward points facility (subject to offer).
-Get it even if you have a less-than-perfect credit
-Enjoy full freedom and flexibility with the unsecured credit card.
-You can use it anywhere because it is powered by Mastercard.
-Get a chance to increase your credit card through Fortiva’s easily approved credit card.
-Get a free credit score through the Fortiva Account center.
-Zero Fraud Liability facility for all cardholders.

Is Fortiva online application safe?

Yes, You will access the secured website having HTTPS protocol and it shows that your application will be processed through a secure server. It is an advanced security mechanism that is using advanced encryption technologies.

Your account information and personal data are fully secured.

How can I activate authorized users’ Fortiva credit cards?

You will have to call the customer service phone number every time you add a new authorized user to your account. You may also activate a new authorized user through the Fortiva account center after login in.

Can I add an authorized Buyer to my Fortiva credit card?

Yes, You can get an additional card by paying a $25 annual fee for all additional authorized card users. You may call customer service number 1-800-443-1305 to request an additional card.

Please note that you will be responsible for all the transactions made by authorized users. You will have to keep track of the authorized user transaction details. Your credit limit will also be used whenever any transaction is made through the authorized user.

If I check my pre-qualification for the Fortiva card, will it impact my Credit Score?

Checking the Pre-qualification does not impact your credit score. It will perform a soft inquiry on your credit profile. If you submit a full application after qualifying in the pre-qualification criteria then there will be a hard inquiry and may impact your credit score.

What credit limit I will get after pre-quality?

There is no fixed credit limit Fortiva credit cardholders get. Pre-qualify does not guarantee final approval and depends on many other factors. But you can even apply if your credit score is very low. You may qualify for up to a $1000 credit limit.

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