Ollo Mastercard Credit Card❤️ Review, Charges, Credit Limit

All Ollo customers will get a starting credit limit to use their credit cards for making purchases. Ollo discloses the credit limit after the approval of the credit card and it generally starts from $300.

The credit limit for the Platinum, Rewards and Optimum Mastercard will be different and depends on the customer’s credit profile. The highest credit limit may go up to $3500.

Customers can request account closure anytime if not happy with the current service or if there is any other reason. Just write your request and send a mail to “Ollo Card Services, PO Box 9222, Old Bethpage, NY 11804”.

You may also call customer service at the toll-free number 1-877-494-0020.

Fair Square Financial can also terminate your account or restrict it and make some services inaccessible anytime if not restricted due to any law.

Please note that if you are closing your account then you are still liable to pay all amounts owed under the terms of this Agreement including the current balance, penalty charges, annual fee, etc.

You will also have to cancel all authorized recurring billing and subscription services using your credit card.

If you don’t pay all outstanding balances and charges, your account will not be closed.

Ollo credit score requirements are basically not that high. It targets low credit score customers. Ollo Optimum Mastercard can be given to customers having a slightly better credit score.

If your credit score is in the range of 600 then you are most likely to be approved for the credit card.

Although there is no need to think about it as you can submit an online application only if you receive a mail offer.

Ollo customers will get the Balance Transfers facility from time to time. Customers can transfer the balances of other credit cards up to the amount of their Credit Limit.

Ollo Optimum customers may also get an introductory 0% APR balance transfer facility for 15 months. Please check your card offer for more details.

Ollo is a Mastercard-powered credit card so you can search for the nearest ATMs that accept a Mastercard by visiting the Mastercard ATM locator web page https://www.mastercard.us/en-us/personal/get-support/find-nearest-atm.html.

On this page, enter the PIN code of your location and click the Find button. You will see a very long list of all the nearest ATM locations where you can use your Ollo Mastercard to withdraw cash.

Please note that you must have your PIN code or call Ollo customer service to get your PIN code.

The cash advance facility is very useful if you need some amount of cash in case of an emergency. All the below-mentioned transactions will be considered cash advances.

-If you are withdrawing cash from a participating ATM.
-If you are getting cash from any participating financial organization that accepts Mastercard to get cash.
-If you are using the checks given to you.

Customers can use the cash advance for up to their cash access limit which is lower than the available credit limit.

Cash access limit and credit limit are shared with customers once they receive their credit card or customers can find them written on their monthly statement.

Fair Square Financial generally does not charge if you make purchases beyond your credit limit.

Although it is advised not to make the transactions such as balance transfers, purchases, or cash advances in the access to your credit limit.

If it is highly urgent then you can do this once but don’t do it like a facility. It is at the sole discretion of Fair Square Financial if they want to honor the over-the-limit purchase request or not.

All Ollo card customers will receive a monthly statement at the end of each monthly billing cycle including the transaction details and other account details such as available credit limit, current due amount, interest occurred, minimum payment due, payment due date, etc.

The statement will be sent to the registered mail address. If customers have opted for the electronic statement facility then the statement PDF copy will be sent to the registered email address.

If you use your Ollo Mastercard for transactions other than U.S Dollars then Mastercard will convert those currencies into the U.S. Dollar according to the currency conversion rate which is a variable rate and may differ on a daily bases.

Fair Square Financial shares the customer’s credit profile with different credit agencies from time to time.

Your employment data, payment information, late payment, missed payment, etc will be used to share with credit bureaus.

You may also get some product recommendations based on your credit information.

It is the customer’s responsibility to provide accurate contact information. If the contact details have been changed then they must be updated immediately.

Customers can update their mobile numbers by calling the customer service number. The customer service number can be found on the back of the credit card.

Customers can update their email addresses or mail addresses by calling or by writing to the customer service mail address from the United States Postal Service or others.

Yes, If you are an Ollo customer then you can give authorization to someone else to use your account and make transactions on your behalf.

Please note that you will be liable for all transactions made by the authorized person.

In case of a card is lost or stolen, immediately inform customer service by calling or writing to avoid any possibility of the unauthorized use of your Card.

You may call us immediately toll-free at 1-877-494-0020 or write to us at Ollo Card Services, PO Box 9222, Old Bethpage, NY 11804. There will be no liability on you for any unauthorized transaction.